ZBS Index What actually exists in applied AI, with the source next to it

mcp server

HMDA Mortgage Data

Home mortgage lending patterns, denial rates, and fair lending data

Description as published by the maintainer. Source

  • version 1.1.0
  • slowing

slowing — Registry entry last updated 2026-04-02.

What this server can do

4 functions, named and described by the server itself. Parameter names are shown because they say more about what a function does than its name usually does.

get_aggregate_stats(year, state, county_fips)
Get aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lending activity in a state or county. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
get_denial_reasons(year, state, county_fips)
Get mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in specific communities. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
get_lending_by_race(year, state, county_fips)
Get mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and identifying disparities in mortgage access. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
get_mortgage_data(year, limit, state, loan_type, county_fips, action_taken)
Get Home Mortgage Disclosure Act (HMDA) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter (state or county_fips) is recommended to limit results. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified. action_taken: Loan action code: '1' (originated), '2' (approved not accepted), '3' (denied), '4' (withdrawn), '5' (incomplete). loan_type: Loan type code: '1' (conventional), '2' (FHA-insured), '3' (VA-guaranteed), '4' (USDA/RHS). limit: Maximum number of records to return (default 100, max 1000).

Last successful function declaration observed on . Source: https://mcp.olyport.com/hmda/mcp. We list what the server declared; we do not call any of these functions.

Endpoint status observed on . Source: https://mcp.olyport.com/hmda/mcp.

Signals

These are separate measurements of different things. They are deliberately not combined into one score, because a popularity number that mixes website traffic with saves and stars cannot be checked or acted on.

Signal Value What it measures Window Observed Source
Latest published version 1.1.0 Latest version string the maintainer published to the registry. as of fetch Model Context Protocol
Registry record last updated 2026-04-02 When the registry record was last updated by its maintainer. point in time Model Context Protocol
First listed in the MCP Registry 2026-04-02 Date this server was first published to the official MCP Registry. Not a usage or quality measure. point in time Model Context Protocol
mcp tools declared 4 tools Number of functions the server itself declared when asked to list them. This is what the server offers an agent, not a measure of how well any of them work. as of probe mcp.olyport.com
mcp endpoint status ok The server listed 4 functions when asked. as of probe mcp.olyport.com

Where to get it

This record as data

Every field on this page, with its source and observation date, is in the catalog JSON. Fetch the whole kind at once instead of parsing this HTML.

GET /api/v1/entries/mcp_server.json

Sources

  1. Tools declared by the MCP server at https://mcp.olyport.com/hmda/mcp — mcp.olyport.com, observed , trust tier 1.
  2. Official MCP Registry — Model Context Protocol, observed , trust tier 1.