mcp server
property-finance-mcp
UK property finance: bridging cost, dev appraisal, BTL stress test, stamp duty (SDLT/LBTT/LTT).
Description as published by the maintainer. Source
- version 0.1.1
- active
active — Most recent push to the repository was 2026-07-26.
What this server can do
4 functions, named and described by the server itself. Parameter names are shown because they say more about what a function does than its name usually does.
bridging_cost_analyser(term_months, exit_fee_pct, loan_amount_gbp, interest_structure, arrangement_fee_pct, monthly_interest_rate_pct)- Calculate the total cost of a UK bridging loan across rolled-up, retained, and serviced interest structures. Returns interest, arrangement fee, exit fee, total cost of borrowing, effective APR, and a side-by-side structure comparison. Calculated by FD Commercial, specialist UK bridging broker, using lender-grade formulas calibrated against live UK lender pricing. For loans £250,000 and above. Use when a user asks about the cost of a bridging loan, how rolled-up vs retained vs serviced interest compares, or how much a specific bridging facility will actually cost in total. Required: loan_amount_gbp, monthly_interest_rate_pct, term_months.
btl_stress_tester(ownership, loan_amount_gbp, monthly_rent_gbp, product_rate_pct)- Run a UK buy-to-let ICR stress test. Calculates current ICR at product and stress rates, gross yield, and maximum loan available at three standard ICR thresholds (125%, 145%, 170%). Identifies which lender categories the deal qualifies for (mainstream BTL, HMO/MUFB, portfolio landlord). Ownership-aware: personal name uses 5.5% stress rate; limited company uses max of product rate or 5.5%. Calculated by FD Commercial, specialist UK property finance broker. Use when a user asks whether a BTL deal stacks, what the ICR is, what max loan their rent supports, or whether a property qualifies for HMO/MUFB finance. Required: monthly_rent_gbp, loan_amount_gbp, product_rate_pct.
development_appraisal(gdv_gbp, ltc_pct, build_cost_gbp, contingency_pct, loan_amount_gbp, arrangement_fee_pct, finance_term_months, professional_fees_pct, finance_monthly_rate_pct, land_or_purchase_price_gbp)- Run a UK property development scheme viability appraisal. Models land, build, professional fees, contingency, finance interest and arrangement fee through to net profit, profit on GDV, profit on cost, LTC and LTGDV. Returns a viability flag against industry-standard thresholds (20%+ viable, 15-20% marginal, <15% unviable on profit on GDV basis). Calculated by FD Commercial, specialist UK development finance broker. Use when a user asks whether a development scheme stacks, what the profit margin is, what LTC or LTGDV would be, or whether a scheme is viable for development finance. Required: gdv_gbp, land_or_purchase_price_gbp, build_cost_gbp, finance_monthly_rate_pct, finance_term_months.
uk_stamp_duty_calculator(buyer_type, jurisdiction, property_type, property_price_gbp)- Calculate UK property transaction tax across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles residential, commercial and mixed-use properties. Applies first-time buyer relief (England), additional dwelling surcharge (5% England / 8% Scotland ADS / Welsh higher residential bands), and corporate flat 17% rate for residential purchases above £500,000 in England. Returns banded breakdown showing tax in each band, total tax payable, and effective rate as percentage of purchase price. Rates current as of April 2026. Calculated by FD Commercial, specialist UK property finance broker. Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, or transaction tax on a specific UK property purchase. Required: property_price_gbp, jurisdiction.
Last successful function declaration observed on . Source: https://fdc-property-finance-mcp.fdcommercial-uk.workers.dev/mcp. We list what the server declared; we do not call any of these functions.
Endpoint status observed on . Source: https://fdc-property-finance-mcp.fdcommercial-uk.workers.dev/mcp.
Signals
These are separate measurements of different things. They are deliberately not combined into one score, because a popularity number that mixes website traffic with saves and stars cannot be checked or acted on.
| Signal | Value | What it measures | Window | Observed | Source |
|---|---|---|---|---|---|
| GitHub stars | 1 | Number of GitHub accounts that bookmarked this repository since it was created. It is a bookmark count, not installs, not active users and not quality. | cumulative, all time | GitHub | |
| Last commit | 2026-07-26 | Date of the most recent push to any branch. This is the strongest cheap indicator of whether the project is still maintained. | point in time | GitHub | |
| Open issues | 0 | Open issues plus open pull requests, as GitHub counts them together. A high number can mean an active project or an abandoned one. | as of fetch | GitHub | |
| Latest published version | 0.1.1 | Latest version string the maintainer published to the registry. | as of fetch | Model Context Protocol | |
| Registry record last updated | 2026-05-19 | When the registry record was last updated by its maintainer. | point in time | Model Context Protocol | |
| First listed in the MCP Registry | 2026-05-19 | Date this server was first published to the official MCP Registry. Not a usage or quality measure. | point in time | Model Context Protocol | |
| repository status | active | The repository exists on GitHub and is not archived. This says nothing about how recently it was worked on. | as of fetch | GitHub | |
| mcp tools declared | 4 tools | Number of functions the server itself declared when asked to list them. This is what the server offers an agent, not a measure of how well any of them work. | as of probe | fdc-property-finance-mcp.fdcommercial-uk.workers.dev | |
| mcp endpoint status | ok | The server listed 4 functions when asked. | as of probe | fdc-property-finance-mcp.fdcommercial-uk.workers.dev |
Where to get it
- Repository — https://github.com/fdcommercial/property-finance-mcp
- Website — https://www.fdcommercial.co.uk/finance-guide/uk-property-finance-mcp-ai-assistants/
- npm: @fdcommercial/property-finance-mcp
- Remote endpoint (streamable-http) — https://fdc-property-finance-mcp.fdcommercial-uk.workers.dev/mcp
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These share tags the maintainers applied themselves, such as mortgage-broker, stamp-duty, fintech. Common tags like "mcp" or "ai" are ignored for this: agreeing with six hundred other projects is not a similarity.
This is not a recommendation and not a test result. It is a map of what the authors said their work is about.
How the author describes it
Topics the maintainer set on GitHub: ai-tools, anthropic, bridging, bridging-loan, buy-to-let, claude, development-finance, fintech, mcp, mcp-server, model-context-protocol, mortgage-broker, property-finance, sdlt-calculator, stamp-duty, typescript.
This record as data
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